Dental Insurance - Orange Park, FL
Choose Affordable Dentistry Using Your Coverage
Everyone deserves to have access to affordable dental care. Your dental insurance can help you invest in a healthy smile without breaking the bank. Our office works with many leading insurance carriers to reduce your out-of-pocket expense for the services your teeth and gums need to stay healthy. You can visit our office at least twice a year without worrying about a large bill.
How Dental Insurance Works
Dental insurance works a bit differently than your medical coverage. Every month you pay a premium for your specific policy. Although every plan differs, most cover 1-2 preventive appointments each year. This allows you to get the cleanings and checkups you need for minimal expense. Overall, this lowers your dental costs because it stops common issues from developing in the first place, like tooth decay and gum disease. In fact, research shows every $1 spent on prevention can save you $50 on restorative and emergency care.
Unfortunately, even with the best prevention, a complication can arise. It doesn’t need to be left untreated. After reaching your annual deductible, 20% to 80% of the treatment’s cost can be covered until hitting your yearly limit.
At the end of the year, your benefits will expire. They won’t carry over into the new year, and you won’t be reimbursed for any unused coverage. We’ll help you maximize your policy to make the most of what you’ve paid into.
Types of Insurance
There are two main types of dental insurance:
- PPOs: Preferred Provider Organizations account for 82% of dental plans. You choose a dentist from a network who has pre-determined fees established with dental offices.
- HMOs: Dental health Maintenance Organizations are the second most popular type of coverage. They often have less restrictions than PPOs.
In-Network Insurance
Your dental insurance carrier will likely recommend you visit a dentist who is in their network because they have pre-negotiated rates. We work with in-network and out-of-network patients to help you enjoy affordable dentistry.
What Does In-network Mean?
Your dental insurance company has pre-negotiated rates with our office to lower the amount you need to pay out-of-pocket. You can still use your coverage to visit a dentist who isn’t in your network; however, you’ll need to pay the difference between the office’s fees and your insurances allowable coverage.
Our in-network dental plans
Our office is proud to be in-network with many leading insurance carriers, including:
- Delta Dental Premier
- United Healthcare
Choose Affordable Dental Care
We know dental insurance can be confusing, but you don’t need to go at it alone. A member of our team will work on your behalf with your insurance carrier, so you have one less thing to worry about. We’ll take the time to explain how your benefits are being used and if you owe a remaining balance.
We’ll help you find the solutions you need to achieve a healthy smile without draining your wallet. Contact our office today to schedule an appointment.