If you have Cigna dental insurance, you’ll be pleased to know that you can receive the care you need at Crovatto & Edwards Family Dentistry. Our team understands that dental work can be costly and is often a reason so many people forgo regular care. We never want you to feel as if you can’t pursue necessary treatment because of financial obligations. Here, our team will work to help you get the most out of your benefits so that your smile will look and feel its best. We will also offer guidance and recommendations on ways to take advantage of unused benefits so that you don’t lose money at the end of the year. When calling to schedule an appointment, let us know which insurance provider you use so that we can help you save the most money when you arrive for your appointment.
When enrolling in a Cigna dental insurance plan, you’ll want to look at four things: monthly premium, benefits (coverage), deductible, and annual maximum. Dental insurance works much like all other types of insurance (i.e. car, medical), as in you pay a monthly fee for access to a wide array of benefits. There is a yearly deductible you must meet before your insurance company will begin to pay more for the services you receive, and your annual maximum is the limit your insurer agrees to pay in a single year.
At Crovatto & Edwards Family Dentistry, we believe in offering affordable dentistry, which is why our team will look over your policy and help you make the best decisions for your needs. When evaluating your coverage levels, it is true that your policy may look different from another patient with Cigna, but you can expect a similar format to look something like this:
As an in-network provider with Cigna PPO plans, we are in agreement with the insurance company to provide various services for a specified rate. This will ensure you pay the lowest price for the dental care you need.
Out-of-network but want to see our team? Not to worry! We can still help you find ways to save the most money, and we’ll even file your paperwork and claims on your behalf.
Unsure how your dental insurance works? Don’t know how to navigate your policy or determine how best to use your benefits? Not to worry! At Crovatto & Edwards Family Dentistry, Dovie is part of our business team and will help you through the process of better understanding your Cigna dental insurance. Whether it is knowing how much your out-of-pocket expenses will be for a root canal or determining if you’ve met your deductible, she can answer all your questions and even work on your behalf with the insurance company if you prefer. She will also file any necessary paperwork and claims, so your experience is as stress-free and enjoyable as possible.